Well, first off there are less and less banks offer ANY kind of rebates on gas purchase, we closely monitor the best gas card offers for you and you can count that credit cards that can be found here are the top offers to buy gas and earn cash back.

Also, we urge you to sigh up and/or use one of the cards you have for budgeting and expense track purposes. With gas cards it is easy to see how much you spend on gas and other daily needs.

Gas prices continue falling, but we believe that they will be first one to rebound in a few months, and with the best gas card offers available on our site you can prepare when gas will go up, but even when gas prices will stay under 2$ a gallon it is still good deal to make few back in form of cash back just by using one of the cards that you can apply for right here.

We want to talk about what does really mean a gas price decline for Americans? According to Energy Information Agency, gas prices fall 27 cents a gallon and US average price is $2.91. It is good for consumers isn’t it? Well, what we started to see in recent weeks is an increase of driving, consumers change their driving habits when gas was close to 4$ or more, and now reverse thing is taking place.

People drive more, it is obvious. So, will cheap gas help us save? Sure, we are spending less per mile driven, but at the end of the month if we driving more, we are paying the same for our gas as we did when gas was close to 4$ a gallon.

There are many things you can do to continue save on gas and we want you to look through our site to find some tips, gas cards information, and other useful data that will help you be more savvy consumer.

I don’t want to talk about the economic situation, about the crisis and other things, it will be topics for future posts, but I want to bring your attention on some history and track the gas prices from previous election times.

Well, to answer why and for how long we will enjoy “lower” gas prices we should go back, and track the prices of gas. As a consumers we saw constant growth for years, but something special happen to cause temporarily drop in gas prices recently and every 4th year. What something special happened every 4th year?

You guessed it. ELECTION! And we are in an election year, and in our opinion drop in gas prices and oil, caused mainly by close Election Day. That’s right, before every election we witness so called “cheap gas”. But we want to warn you, if you go back and track the prices, you can see that the prices re-gain all its losses within 2-3 months after the new president move into the White House. We do not want to speculate on the potential president and/or who will be better president, but we want you to be aware and prepare for after election reality. And sure thing gas prices will be one of them.

Check our blog to find out more about the gas prices and to learn how American Consumer can save hundreds a year by using some of the tips from www.PumpAndSave.com

No matter how you look at it we spend too much time stuck in traffic.  But things are getting better, according to the latest US Census Bureau reports, the average daily commute in the U.S. has dropped to 24.3 minutes from its previous high (unfortunately those in New York still spend an average 30.4 minutes going to and from work every day).  If you add this up though, even with a modest commute, we all spend better than 80 hours of our lives driving every year to and from work.  I don’t know about you, but I would rather spend this time doing something better than sitting bumper to bumper with my gas-dollars spewing out of my tailpipe.

That brings us to the commuters community - the ever familiar carpool.  From taking the kids to school events, to professionals on their way to the office, carpooling has become a staple of American society.  It is so engrained in our way of life that Department of Transportation policies now require H.O.V. (High Occupancy Vehicle) lanes on most new freeway construction projects just to accomidate all of the carpoolers.

In coming posts, we will take a look at some of the good, bad, and interesting details about carpooling.  As usual, we would appreciate your comments and suggestions. But for today, we would like to throw out this one idea for carpoolers: be sure to use a rewards-based card when purchasing your gas for the ride.  True, this may seem a bit self-serving, but if you think about it, it makes a lot of sense.  Since a carpool cuts down on the cost of your daily commute (a group of 4 people can save 75% on their daily gas costs), a rewards-based gas card would extend that savings even further.  On top of that, you could pool your savings to enhance your commuting experience and make the ride not so bad.

This is something you may not have of thought about before, and we hope the suggestion brightens your day a little as we now have to get ready for our ride home in the carpool lane.

That left us with the question of where would we go on this vacation?  But the answer came to us in a flash: Road Trip!  As I remember a recent study from the RVIAA found: RV Vacations are the cheapest type of vacation.  The added benefit of a Road Trip is that we can continue to use our new card to save on costs as we travel the countryside.  Considering that traveling by RV saves us on hotel and tour charges (as we will not need to pay for tour buses) we soon realized that maybe we would not have to wait until summer for our big trip.

You know, the open road is really nice in the spring - just planning ahead.

CNN.com has focused on the consumer gas situation a lot over the last several months, and this is just the latest example of how important the topic is to the average consumer.  Like CNN.com, we to have been ramping up our coverage of the issue and will be posting more and more often on this new blog.  Please be sure to let us know what topics you would care to learn more about or any questions that you would like to have answered so that we can get those answers for you.

In the story, they point out the some gas cards, like the ones we often feature, give back bonuses of 20% on gas purchases at selected stations.  This adds up really fast!  CNN hightlighted the same points we often recommend: pay your credit cards on time, do not carry a balance when possible, and use the right rewards card for your unique situation. Combined together, you can really save big bucks.  

The CNN article points out how the different cards offer different benefits that may or may not fit particular consumers.  The key is to know “how to play the game” by paying attention to the details of the card’s program..  Every card is different, as is every consumer.  So comparing offers, and selecting the one, or ones, that fit you best will help you save the most moeny each and every month.

The answer for this question depends on a number of factors, like how much one makes per hour, how much you regularly drive, and the price of gas, etc.  But let’s assume the following type information for an average “commuting student”: $10/hour part-time job; lives in California where they pay close to $4.00/gallon for gas, and they drive roughly 15,000 miles per year.  Then this student would actually be working over 44 full work-days every year just to pay for gas to get around!  

That’s terrible!  Nobody wants to work that much for gas.

On the other hand, if that student used one of the gas rewards cards that CNN.com mentioned in a recent news article (the ones with 20% rewards for gas purchases at certain stations, like offers often found here at PumpAndSave.com), then it would be same thing as giving them a nearly 9 day vacation.  Combined with a bank holiday: using a gas rewards card is like getting a free 2-week vacation every year!  Now, THAT is incredible.