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* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. PumpAndSave.com is a separate entity from all credit card companies. No guarantees on credit offers implied or direct. |
"How to Save Money with Gas Credit Cards"
Discover®
Open Road Card is considered to be the BEST OVERALL gas
credit card. One can get up to 5% Cashback Bonus® on gas purchases
& up to 1% Cashback Bonus® on all other purchases. Here is the
best part: it is possible to DOUBLE the Cashback Bonus®
by redeeming for gift cards or certificates. The APR starts off as low
as 10.99% and it's easy to get approved! The introductory 0% APR for
12 months is available, as well. For the individuals who carry a balance or need to make a balance transfer,
the Chase Free
Cash Rewards (SM) Visa® Card card gives 0% APR for up to 12 months and 1 point for every dollar in purchases. Points are reedeemable for gift card/certificate from participating merchants for every 2,500 points earned. To save on BP gas it is recommended to use the Chase
BP Visa® Rewards Card . One can get a full 10% cash back
at BP for 60 days and 5% thereafter. Additionally there is a 1% cash
for purchases at other stores. This is the most popular station-specific card.
For people with Good credit, the Chase PerfectCard™ MasterCard® gives 6% rebates at all gas stations for the first 90 days and 3% rebate on gas thereafter. Students who want to have benefits of a similar offer should apply for Discover® Student Clear Card. GAS CREDIT CARDS: How to Get the Most Out of the Available Cash-Back OffersWould you like to get back 5, 10, 15, or even 20% of the money you
spend on gas?
The answer to this question is very simple, isn't it? Gas Rebate Cards
is an exceptional tool for drivers to save every time they pump gas
at their cars. However, it's not all that perfect. Gas rebate cards
- Gas rebate credit cards traditionally have a slightly higher APR then the regular credit cards, so try to keep your balance to a minimum, or pay it off at the end of each month to avoid interest charges. Generally speaking gas rebate credit cards have a higher APR then the regular credit cards, and if you are carrying a balance then gas rebate cards are not for you. Think about it for a second - if you're getting back a 5 percent credit on your gasoline, but you're paying them 14.99 percent on your balance, it's going to cancel out any credit that you might be making. Banks, and credit card companies hope that you'll cary balance on your card so they can sit back and collect the interests. So, most important rule for gas rebate credit cards is "ALWAYS PAY OFF YOUR CARD BALANCE AT THE END OF THE MONTH". Also, before applying do your homework, compare offers. Pick what will fit you best. One of the key points in choosing the gas card is paying attention to the introductory period for the high rebate. Some cards will offer you 15 percent, but will drop to 5 after three or six months. Also, make sure to read the card terms and conditions and know how you will get the rebate, and if there is an expiration on it.
These easy tips will help you boost your savings and will get you the knowledge to beat the pump each and every time you buy gas. Remember, credit card companies constantly come up with the new offers
and cards with new features. Visit us in the future for the most up-to-date
information on credit tips, and gas credit cards information. More Tips on Saving Gas Money: 13 Ways to Save on Gas and Improve Mileage1. Stay within posted speed limits. The faster you drive, the more fuel you use. 2. Use overdrive gears. Overdrive gears improve the fuel economy of your car during highway driving. 3. Use cruise control. Using cruise control on highway trips can help you maintain a constant speed and, in most cases, reduce your fuel consumption. 4. Anticipate driving situations. If you anticipate traffic conditions and don't tailgate, you can avoid unnecessary braking and acceleration, and improve your fuel economy by 5 to 10 percent. 5. Avoid unnecessary idling. Turn off the engine if you anticipate a lengthy wait. No matter how efficient your car is, unnecessary idling wastes fuel, costs you money and pollutes the air. 6. Combine errands. Several short trips taken from a cold start can use twice as much fuel as one trip covering the same distance when the engine is warm. 7. Remove excess weight from the trunk. Avoid carrying unneeded items, especially heavy ones. An extra 100 pounds in the trunk reduces a typical car's fuel economy by one to two percent. 8. Keep your engine tuned. Studies have shown that a poorly tuned engine can increase fuel consumption by as much as 10 to 20 percent depending on a car's condition. 9. Keep your tires properly inflated and aligned. Underinflated tires cause fuel consumption to increase by six percent. 10. Change your oil. Clean oil reduces wear caused by friction between moving parts and removes harmful substances from the engine. 11. Check & replace air filters regularly. Your car's air filter keeps impurities in the air from damaging internal engine components. Clogged filters can cause up to a 10% increase in fuel consumption. 12. Buy only the octane level gas you need. Remember, the higher the octane, the higher the price. Check your owner's manual to determine the right octane level for your car. 13. Own a fuel efficient vehicle. The difference between a car that gets 20 MPG and one that gets 30 MPG amounts to $1,500 over 5 years. |
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Department of Energy
With
Gas prices around $3 dollars a gallon at most gas stations around
the country, how would you like to get 10, 15 or even 25 cents
off each gallon you buy? Compare And Apply for These Great Offers
and Save Big at the Pump. Gas credit cards will save you money
if you use them correctly. 
will save you hundreds of dollars a year, only if you use them right.
Some
consumers take savings even further. If you decipline yourself
you can use the rebate money to purchase discounted gas gift cards,
and savings can really surge in this case. There have been reports
on consumers saving up to 32 cents per gallon.
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